Frequently Asked Questions
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- Frequently Asked Questions
💰 What’s the minimum I need to invest?
It depends on the opportunity:
🟨 Buy-to-let property: from £85,000 (e.g. completed PBSA units)
🟨 Co-investment via SPV: typically from £25,000
🟨 Fixed-term bonds: from £25,000 (Hockley)
Each investment has its own entry point — get in touch to see what suits your capital and goals.
🔒 Are these investments FCA regulated?
It depends on the investment type:
🟨 Direct property purchases (buy-to-let, PBSA) are not regulated by the FCA. These are standard property transactions and do not require you to be high-net-worth or sophisticated.
🟨 Fixed-term bonds and SPV co-investments are unregulated financial promotions, which means they are only suitable for high-net-worth or self-certified sophisticated investors.
We’ll always be clear about which rules apply before you invest.
📄 What’s an SPV and how does it work?
An SPV (Special Purpose Vehicle) is a limited company created to acquire and manage a specific property.
When you invest through an SPV:
🟨 You own shares in the company
🟨 You receive income and capital growth in proportion to your shareholding
🟨 We manage the asset end-to-end
🟨 You receive documentation, shareholder agreements, and regular updates
It’s a hands-off way to invest in property without owning it outright.
💸 How are fixed-term bonds secured?
Each bond issuer provides its own form of security, which may include:
🟨 Personal guarantees
🟨 First or second legal charges over assets
🟨 Asset-backed collateral (property, land, natural resources)
You’ll receive detailed documentation before investing — but remember, your capital is at risk and returns are not guaranteed.
🏗️ What types of property do you offer?
🟨 Completed PBSA (student accommodation)
🟨 Off-plan residential property in high-demand UK cities
🟨 Short-term let approved units
🟨 SPV-based co-investments in income-generating or value-add property deals
All vetted for yield, location, and realistic exit potential.
⏳ How long am I tied in for?
🟨 SPV investments: typically 2–5 years depending on the project
🟨 Short-term let approved units
🟨 Direct property: You own it and can sell at any time (subject to legal and market conditions)
We’ll clarify the expected timeline up front for every opportunity.
🏦 Can I invest through a pension (SIPP or SSAS)?
Possibly — depending on the investment type and your pension provider.
🟨 PBSA (student accommodation) may qualify if it meets commercial criteria and your SIPP/SSAS trustee accepts it.
🟨 Fixed-term bonds may be eligible if structured correctly and approved.
🟨 SPV co-investments Sare usually not suitable unless they involve commercial property and your pension scheme allows it.
Speak with your SIPP/SSAS provider first — or we can introduce you to trustees familiar with alternative investments.
📞 Can I speak to someone before I invest?
Yes — and we encourage it. We’re happy to walk you through any opportunity, answer questions, and explain the risks.
No pushy sales tactics — just straightforward conversations.
🧾 Do I need a solicitor or accountant?
🟨 For direct property purchases yes — we can recommend experienced solicitors.
🟨 For SPV or bond investments, legal advice is recommended but not mandatory.
We’ll always provide clear documentation, but it’s your choice whether to seek independent advice.
📥 Is there a brochure or info pack I can review?
🟨 [ Download Brochure ]